Mailing Address:
P.O. Box 350909
Jacksonville, FL  32235-0909

Physical Address:
1622 Hickman Road
Jacksonville, FL 32216

Phone & Fax:
PH 904.880.8881 / CELL 904.553.5189
FAX 904.239.5443

Staff & Agents

Kelly White

Kelly M White

Principal / Primary Agent

I started my insurance career unknowingly in 1987. In high school I worked part time for an auto physical damage appraiser processing claim reports, then eventually moving over to book keeping and underwriting for an Insurance Brokerage Firm. I took a couple of years off to be a stay at home mom and when I returned to the work place, I went over to the independent insurance agency side. I enjoyed working with construction accounts and marine related insurance so I educated myself in those specific areas and specialize in them today. In 2010 I left my previous employer as an Outside Sales Agent and opened by own Independent Insurance Agency, Kelly White & Associates Insurance.

Crystal M Zufelt

Agent / Accounting

My mother has been in insurance since before my birth. I loved hearing about her work and seeing the excitement on her face when telling me about it. With this being said, I have never wanted to make a career out of anything except insurance. I started working at Kelly White & Associates Insurance, LLC in 2010 as an Administrative Assistant. I learned fast and studied hard so that I could obtain my General Lines 2-20 License. My studies include the Andy Beverly’s Florida Insurance School, Florida State College of Jacksonville, and now I am working towards earning my B.A. in Financial Services at the University of North Florida. The best part of my days are coming into the office and working hard to secure Commercial Insurance quotes for our clients.
Bethany Black

Bethany Black

Commercial Lines Account Manager

I came to work at Kelly White & Associates in August 2013 as a receptionist and decided I really liked it. I obtained my insurance license in December 2013 and moved to the personal lines insurance division. February 2015 I transitioned to the commercial division to expand my training and insurance background. I am still attending State College to complete my degree in Financial Services.

Christina Hazouri

Group Benefits / Life Agent

I am a Jacksonville, Florida native and grew up in the Mandarin area and have resided in St Augustine since 2008. I have been an independent insurance agent since Sept 1996 specializing in individual health and medicare supplements, medicare advantage plans, long term care planning, term life insurance, the affordable care act plans both on and off exchange. I enjoy spending time on the water scuba diving, snorkeling, riding jet skis and fishing.